A small loan is only needed up to a certain amount and is well suited to fulfill a greater desire or to bridge a small bottleneck. The winner was the Bankate.
- Fast microcredit up to 3,000 euros
- Credit-independent interest
- Low interest rate
- Long payment period
What opportunities does Bankate offer you as the best online microcredit? We show you how the small loan of Bankate works!
The as a small credit test winner
The small loan test in 2019 has again taken a closer look at many providers. The advantages and disadvantages of the individual providers make it clear in the Small Credit Test which bank or which online bank can score points this year. The winner this time is the Bankate. The supplier convinces with excellent product details, very good conditions and good acceptance guidelines.
The Bankate offers with the BestCredit a small loan for customers and new customers on fair terms. The bank has its headquarters in Mönchengladbach and provides personal advice in the local branches or the loan application online.
The product information of BestCredit: Our information
The online small loan test has shown that the Bankate is particularly convincing with fair conditions. Thus, neither processing nor account maintenance fees for the loan are due. Special repayments are also on offer as well as an optional installment insurance. This applies, for example, when the borrower can no longer pay the rates due to unemployment. The interest on the BestCredit is independent of the credit rating. Applicants who do not have a good credit rating can still pay as little interest as applicants with a very good credit rating.
The terms of the small credit test winner Bankate
The test winner from our test offers fair conditions to the very good conditions. Thus, for the online small loans from an amount of 500 euros to 3,000 euros from 1.99 percent of annual interest payable. These are independent of the selected term. The term can be 12 months, 18 months, 24 months or even 36 months. However, a term of 36 months is only eligible for an amount of at least 1,000 euros.
The acceptance guidelines at a glance
If you want to apply for online small loans at Bankate, you must comply with some guidelines. Of course, this includes the age of majority. In addition, the loan will only be issued to borrowers with a positive Schufa. Residing in Germany is also an important requirement. In addition, it must be proven that a contract of employment exists for at least 6 months. Who is still in the probationary period, receives no small loan.
Conclusion: online small loans at Bankate
In order to eliminate a short liquidity problem or possibly make some renovations to the house, the Bankate offers the best online microcredit.
Especially the very low interest rate and the very flexible terms of up to 60 months convince.